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Want Better Sleep? Start with Your Spending Habits | YNAB

www.ynab.com·Jack Silk|August 5, 2025·about 1 month ago
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How serene do you feel after a period of splendid slumber? And how ghoulish do you become after just a night or two of disturbed dozing? We all know what it feels like to run on fumes for too long. It’s the brain fog, the irritability, the sense that everything takes twice the effort. That lingering exhaustion has a name: Sleep debt. It’s a thing. I hear you! You’re thinking: oh great, another way to feel bad about myself. Same. But there’s something hidden beneath: An opportunity, perhaps, for some gentle self-inquiry about our routines for rest. You see, sleep debt is an emerging concept in the world of wellness. Perhaps it’s the tiredness you’ve felt for ages, but it now has a snappy name. Maybe you feel trapped in a cycle of exhaustion that’s holding you back. And of course, I work at YNAB, so anytime I hear the word debt,  it makes me wonder: what does sleep debt have to do with financial debt? Can you snooze your way to spendfulness ?…

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