The 0.42% Bar: A Passive Yield Benchmark for Every Crypto Trading Bot (April 2026) Most "is my trading bot any good?" conversations start from the wrong place. People compare bot returns to zero, or to "the market," or to whatever random chart is in front of them. None of those are the right bar. The right bar is a passive yield benchmark — the next-best thing you could have done with the same capital, doing nothing. That next-best thing is not a single number. It depends on how much work, risk, and lockup you are willing to accept. So the honest framing is not "does the bot beat X?" but "at what point does the bot become more attractive than any of the passive options at its own risk tier and above?" This post walks through five publicly checkable passive yields as of April 2026 and lays out what a crypto trading bot actually has to clear before it deserves capital. Why passive benchmarks matter more than "the market" A trading bot is not competing against the S&P 500.…