Most college students spend their late-night hours cramming for exams or scrolling aimlessly through social media. Lucas? He stumbled upon a Facebook ad for YNAB that would change the course of his financial life forever. What started as curiosity turned into a lifelong skill and a launchpad to financial independence by graduation. And, no, Lucas didn’t win the lottery and he didn’t start with a lot of money! He made the intentional choice to give every dollar a job, starting with just $363 in his bank account. Even in college, you can set yourself up for a future you love. I’ll let Lucas tell you how he did it. He made my job easy by basically writing his own ready-made blog in our story survey. Thank you, Lucas!  Planning on paper worked when life was simple… I've always walked the fine line between being a spender and a saver. When I got my first bank account and job at age 16, I carefully portioned out my wages into four categories: car, clothes, food, and entertainment.…