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7 reasons your credit card was declined — and how you can respond
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7 reasons your credit card was declined — and how you can respond

Bankrate·Kendall Little·20 days ago
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Key takeaways If your credit card was declined while you were trying to make a purchase, don’t panic — there are several reasons why this could’ve happened, many of which can be resolved quickly. Some common reasons your credit card might be declined include having the card’s credit limit maxed out, accidentally triggering the card’s fraud protections and even entering incorrect payment information on a website. To resolve the issue, call your issuer using the number on the back of your credit card and have them walk you through next steps. You’ve made it to the register, ready to complete your purchase. You present your credit card and wait, only to have the cashier deliver the dreaded message: Your credit card has been declined. It’s a common experience and may be caused by any number of reasons. But when it happens to you, it can be frustrating and embarrassing, not to mention a huge hassle if you don’t have an alternate form of payment.…

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