Looking for opinions on what you’d do in my situation. I currently own two properties: Primary home: mortgage balance around $310k at 6.625% Townhome: fully paid off One factor that weighs heavily on my decision is job security. I work in tech and have been laid off twice. The second layoff resulted in me being unemployed for about 7 months before finding another job. Because of that experience, reducing financial risk and increasing flexibility are important considerations for me. Option A: Sell my current primary home and move into the paid-off townhome. This would eliminate my mortgage and free up a lot of cash flow, but the townhome is smaller and the commute to Chicago would be worse (+1:30 hrs). Option B: Sell the paid-off townhome and use the proceeds to pay down my current mortgage, then recast the loan. This would leave me with roughly $120k remaining on the mortgage and a much lower monthly payment while keeping the house and location I prefer.…