My parents are approaching retirement. They're not bad with money — they pay their debts, they save, they manage. But for years they've been caught in the same cycle: buy on credit, pay it off with their paycheck, lean on their year-end bonus for the bigger stuff. It works. Until retirement, when the bonus disappears. Nobody has ever shown them clearly what that cycle is actually costing them. Or what would change if they broke it. My aunt just got her first car loan. She wants to know: if she pays a little extra one month, does it actually matter? By how much? And me — I'm just starting my career. I've watched people around me get trapped in debt patterns and I don't want that. But I also know at some point I'll need credit, and the idea of it getting out of hand scares me a little. I couldn't find an app that answered these questions simply. Every finance app I tried was either too complex, too judgmental, or designed for people who already understood money. So I built one. What is Zas?…