With income upwards of $150,000 a year before taxes, a family in the United States should be able to live a comfortable middle-class life. But for Rachel and her husband, a religious Jewish couple in New Jersey with three children, it’s barely enough to scrape by — even after her parents step in to help. “I’m a CPA, and I go through my expenses every single year,” Rachel (not her real name) told The Times of Israel. “I can’t make it work.” It’s not because they live a lavish lifestyle or have an oversized house, Rachel said. It is simply the cost of living in a Modern Orthodox Jewish community: school tuition, kosher food, holidays, and community fees that seem to gobble up more and more of the family’s income every year. The past year has been particularly expensive, Rachel said. The family’s oldest daughter is in Israel on a gap year program, like many of her peers, at a cost of some $35,000 for tuition, accommodation, and expenses.…