I, ~25 yr, have about 40k saved from working through college and from my job I've gotten since graduating. I understand that I need to have a HYSA for a emergency fund and that’s what I plan to put my 40k into rn I have everything set up through Chase (as my accounts were gifted to me by my parents) but am looking to transfer my account over.

the pickle is 1) my current credit limit is 1k could I even transfer all my money at once to a HYSA? 2) would this negatively impact my credit? 3) how should I go about doing this?

also: any tips/advice on picking where to have my HYSA to be would be welcome.