I've been a YNAB user for years but the price increases finally broke me. Tried Monarch Money but the bank sync was constantly broken for my Canadian accounts. Tried going back to spreadsheets but I'd always fall off after a month because the manual data entry is brutal. So I did the classic developer thing and mass over-engineered my own solution instead of just using Excel like a normal person. It's a web app (Python/Flask) that lets you drag and drop your bank CSVs and it auto-detects the format, categorizes everything, and gives you a dashboard with spending trends, budget tracking, savings goals, etc. It currenly supports Tangerine and Wealthsimple It's free and open source. I've been using it daily for about a month now and it's genuinely replaced YNAB for me, but I'm obviously biased since I built it. What I'm honestly trying to figure out: What would make you use something like this over a spreadsheet?…