I receive compensation for content and many links on this blog. Be aware that websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. Citibank is an advertising partner of this site, as is American Express, Chase, and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page. Chase Sapphire Reserve® ( See rates and fees ) now has a biggest-ever 150,000 point initial bonus after spending $6,000 on purchases in the first 3 months from account opening. American Express is the best coupon book. This is a great card for actual spending (and comes with strong benefits). American Express has the most bank lounges.…