I (19F) work full time. I make adequate money and have a bit saved up. I am currently freaking out because someone opened a $3000 loan in my name with all of the correct information on Upstart. I am freaking thefuck out. I cannot afford to pay back that much over the course of 5 years. I have contacted customer service 4 times in the last hour, and they tell me someone will be in touch and that I may still be on the hook for this loan. I really have no idea what to do other than continuing to contact and dispute. If anyone has any advice it would be greatly appreciated. I am so lost when it comes to finances and this is just making my head go a million miles per hour.