(Image credit: Getty Images) Question : I am 73 and healthy, but my beloved husband has early-stage dementia. His diagnosis was a shock, but on reflection, I realize that he was starting to repeat himself and had forgotten to pay a few bills. He is doing well, yet I know he could already jeopardize our $1.6 million in savings. How can I restructure our financial plan and estate and pay for his long-term care? Answer : I'm so sorry about your husband's diagnosis, but you are certainly not alone. Dementia is something many American families are either coping with now or might face someday. Over 7 million people in the U.S. are living with Alzheimer's , and several million more live with vascular dementia , Lewy Body and other forms of dementia or mild cognitive impairment . The total economic burden of the disease was an astounding $781 billion in 2025, according to USC . If you're in your 70s and your spouse is starting to show signs of dementia , you may be worried about your future as well as your finances.…