Chair Hyde-Smith, Ranking Member Gillibrand, and distinguished Members of this Subcommittee. I appreciate this opportunity to testify on President Trump’s 2027 Budget and what it means for the Department of Housing and Urban Development’s mission to foster communities by supporting access to quality, affordable housing, expanding the housing supply, and unlocking homeownership opportunities for the American people. At HUD, we remain focused on a simple principle: The American Dream of homeownership must be within reach. And that requires both affordability and stewardship. That stewardship is a shared duty between HUD and Congress and it demands we spend taxpayer dollars wisely and reject the notion of simply throwing money at every problem. Taxpayer dollars are finite. Our responsibility is not. The President’s proposal reflects that approach. It reins in wasteful spending, stops the ballooning of federal welfare programs, and continues HUD’s focus on serving the American people. We are mission minded.…