Over the last few years, Bangalore’s startup ecosystem has changed dramatically. For many developers and startup employees, the city once represented: rapid salary growth, endless hiring, startup wealth creation, and strong career opportunities. But recently, layoffs, hiring slowdowns, and restructuring have become increasingly common across the tech industry. Many developers earning good salaries are now realizing something uncomfortable: High salary alone does not guarantee financial security. The Problem Most Tech Employees Ignore One major issue is lifestyle inflation. As salaries increase: rent increases, expenses increase, EMIs increase, and lifestyle expectations grow rapidly. But investments and emergency savings often do not grow at the same pace. This creates a dangerous situation where many professionals become heavily dependent on monthly salary cash flow. During layoffs or hiring slowdowns, that dependency creates significant stress.…