(Image credit: Getty Images) Inflation used to be a headline. Now it's a line item. It shows up in your grocery cart, your insurance bill, your property taxes and — most expensively — in your healthcare. And while headlines sometimes suggest "cooling" inflation ( though not right now ), don't be fooled: Prices don't go backward. They simply keep rising . From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. If you're retired — or thinking about it — this matters more than ever. Because inflation doesn't just raise your costs. It quietly reshapes your entire financial plan .…