Prospective homebuyers in Texas are demanding thousands of dollars in price cuts as once-hot real estate markets cool off. It’s the same in Southwest Florida, where owners are offering to repaint their homes in hopes of enticing buyers. Even a little prayer helps, said Emily Alspaugh of Grandville, Michigan, who buried a statue of St. Joseph in her backyard as she waited for buyers to notice her three-bedroom duplex. “We picked the wrong time to list our house,” said Alspaugh, who had been waiting for three weeks (and counting) for an offer. While her corner of suburban Michigan is still a relatively strong market, it now takes three times as long to sell a home there as it did in 2022. “It’s not going as well as I had hoped.” An exclusive Bankrate analysis of real estate data shows the U.S. housing market has shifted dramatically – and unevenly – since the pandemic, presenting a rare opportunity for prospective buyers in some unexpected places.…