Straight to the Point There's no need to spend a ton. Pick up a 12-pack of our budget pick, the Utopia Kitchen White Cloth Napkins , for about $17. There isn’t much that I love more than a cloth napkin. You may think I’m exaggerating, but then, you haven’t seen my linen closet. I adore cloth napkins. I swoon over them. I compulsively buy new sets, even though I’ve already got a dozen in regular rotation. They’re an easy way to add personality to a dinner table, and because I have napkins in different colors and patterns, I can switch things up to keep with the season, formality level, or just my mood.  You may also think that 12 sets of napkins is enough napkins, or perhaps too many. But you are wrong: I need more. I’m perpetually on the hunt for the best—the perfect—cloth napkin, so I ordered 18 more sets and put them to the test. I found five winners that’ll look smart on any table, no matter how many you already own.  The Winners, at a Glance These two-toned napkins cost $10 each.…