The market drop this spring was the first real test of my risk tolerance and I learned I'm more conservative than I thought I've been investing consistently for about 6 years, index funds, boring stuff, total market and some international. I always said I had high risk tolerance. I read the posts about staying the course, I understood the logic, I thought I was the kind of person who could watch a 30% drop and just not look at their portfolio for a while. Then this spring actually happened. I wasnt panicking exactly, I didnt sell anything, but I was checking my portfolio probably 4 times a day and doing the mental math on how many extra years I might need to work. That is not the behavior of someone with high risk tolerance. That is someone who has been lucky enough not to be tested until now. I didnt change anything.…