Fewer and fewer Americans can afford healthcare and the situation has reached a “crisis point,” according to an urgent warning from the American Heart Association . And with total healthcare spending expected to account for 20 percent of the nation’s gross domestic product over the coming decade, people could feel even more financial pain, medical experts cautioned Thursday. Total healthcare spending by U.S. adults currently sits at $5 trillion annually, driven largely by chronic disease, the association’s advisory said. The average person contributed over $15,000 for insurance, hospital visits, medications and other care, according to the latest data from 2024. That hefty sum exceeded the previous year’s costs by around $1,000 and contributed to the first upswing in America’s uninsured population since 2019. Rising costs often mean that people will forgo initial care, increasing the likelihood for more serious problems and therefore greater costs down the road.…