The transfer API call is easy. The testing setup is not. Stripe Connect lets platforms move money to connected accounts. The API is four calls: Create a transfer to a connected account Verify the transfer.created webhook fires Create a payout from the connected account Verify the payout.created webhook fires On paper, that is maybe ten minutes of reading. In practice, getting to the point where you can actually test this flow takes much longer than the code itself. The setup tax Before you can make a single test transfer, you need: A platform account with Connect enabled A connected account that has completed onboarding That connected account needs a verified external account (bank details) for payouts Your platform needs the right capabilities configured Enough test balance in the right currency That is a lot of infrastructure for what is ultimately four API calls. Most developers skip the full setup.…