AI is being “regulated” on paper. But in reality? It is operating in the dark. Global AI frameworks from the OECD, UNESCO, and the World Economic Forum promise a future built on: Transparency Accountability Human oversight Risk-based regulation It sounds solid and reassuring. But the uncomfortable truth is These principles start to break the moment they hit environments like Nigeria. ⚠️ Transparency: The Promise That Rarely Shows Up You are told AI systems should be explainable. But let's imagine this: You apply for a digital loan. You get rejected. You get no explanation, clarity or appeal. Just a silent algorithm. Now in theory, transparency means you deserve to know why . But in practice, companies protect their models and data because that’s their competitive advantage. And without strong AI regulation in Nigeria forcing disclosure then Transparency becomes optional and optional transparency is no transparency at all. ⚠️ Accountability: When Harm Has No Owner Now let’s go a little deeper.…