I consolidated my parent plus loans on March 23rd and asked to be put on ICR. Ed Financial received the consolidated loans but automatically put me on a 30 year standard repayment plan with a due date of June 8th. We can not afford that payment, at all. Can I go ahead and call them to change this? My husband is currently unemployed, has been since September, and there is no way we can afford this higher payment. I wanted to be able to make the one ICR payment and then go into IBR, and possibly deferment or forbearance while my husband is still looking for work. Please advise..................Feeling very panicked at the moment.