The same technology that financial institutions deploying is being weaponised against them. That is the core tension running through Experian’s 2026 Future of Fraud Forecast , and it’s a tension the company is in a position to name because it sits on both sides of it. According to FTC data cited in the forecast, consumers lost more than US$12.5 billion to fraud in 2024. As per Experian’s own data accompanying the report, nearly 60% of companies reported an increase in fraud losses from 2024 to 2025. Experian’s fraud prevention solutions helped clients avoid an estimated US$19 billion in fraud losses globally in 2025, a figure that underscores the scale of the problem and how much defence now depends on AI matching the speed and autonomy of attacks.…