Workers rebuild the attic of a house in Detroit after it was damaged by a fallen tree during a storm. (Jim West/UCG/Universal Images Group via Getty Images) Premiums for homeowners insurance are rising fast – and many Americans have noticed, according to a new Pew Research Center survey. Most U.S. homeowners (71%) say the cost of their homeowners insurance has gone up over the last few years, including 42% who say it has gone up a lot . The two reasons people cite most often for these price increases are insurance companies wanting to make more money and the costs of repairing and rebuilding. A sizable share of homeowners also point to extreme weather events as a reason. These findings are based on a survey conducted March 16-22, 2026, among 3,524 U.S. adults. We asked a random half of all respondents about rising home insurance costs and asked the other half about rising home energy costs . About this research This Pew Research Center analysis looks at U.S.…