We moved to a care center in Thailand in our 70s. It's like an insurance policy for whoever is left. Peter and Rita Millard lived in countries across Europe after they retired. In 2023, they decided that Chiang Mai, Thailand, is where they want to grow old. Amanda Goh/Business Insider. After retiring from their jobs in the UK, Peter and Rita Millard spent years living in France and Malta. They outgrew both places and made a final move to a care facility in Chiang Mai, Thailand , in 2023. Peter says living in an aged care facility is an "insurance policy" for whoever gets left behind. This as-told-to essay is based on a conversation with Peter Millard, a 78-year-old retiree living in Chiang Mai, Thailand, with his wife, Rita. It has been edited for length and clarity. My wife and I spent more than 20 years moving between countries, trying to find the right place to grow old. We met while working in the health service in Birmingham, UK, before retiring on health grounds in the late '90s.…