We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. By Angelica Leicht Senior Editor, Managing Your Money Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing roles at The Simple Dollar, Interest, HousingWire and other financial publications. Read Full Bio May 7, 2026 / 10:50 AM EDT / CBS News Add CBS News on Google There are minimum withdrawal rules that could have a big impact on your financial health in retirement. the_burtons/Getty Images Reaching $1 million in your retirement savings is a major milestone, one that many Americans may never achieve. But what you may not realize is that hitting that number doesn't mean you get to decide exactly how and when to access the funds in your retirement account — at least not entirely.…