Two weeks ago, I talked about the value of cutting $100 from your monthly expenses which leads to an astonishing $30,000 reduction in your FI Number. But that’s not even half of the benefit of cutting $100 per month as the actual value is: **$90,000 ** You are $90,000 closer to FI when you cut $100 per month from your budget. The missing link is this: You’ll invest that $100 per month into the stock market (most likely a low-cost index fund) and you’ll expect to earn an 8% annual return on that newly invested money. I opened up a compound interest calculator assuming and assumed three things: a 20 year path to FI, 8% annual return and $100 monthly investment. After 20 years, this $100 per month is worth nearly $60,000 . Add the $30,000 reduction in your FI Number for cutting that $1,200 per year expense out of your life and the total value over your 20-year FI journey is $90,000 for every $100 you cut from your monthly budget.…