Democratizing Liquidity Provision with XO Vaults in User-Generated Prediction Markets On April 30, 2026, CoinDesk reported that XO Market is positioning itself to challenge centralized prediction market platforms like Polymarket and Kalshi by enabling user-generated markets with innovative liquidity solutions. Central to this shift is the upcoming launch of XO Vaults , a feature that allows ordinary users to pool capital and collectively provide liquidity across prediction markets, turning passive holders into active market makers. This article deep dives into what XO Vaults means from a smart contract security perspective and how its novel architecture differs from the professional market maker dominance seen on other platforms. XO Market’s User-Generated Model vs. Curated Platforms XO Market fundamentally differs from players such as Kalshi or Polymarket by permitting any user to create and operate their own prediction markets , rather than curating or centrally vetting listings.…