For years, I have said that the Apple Wallet app is one of Apple’s most underrated services. Most people think of Apple Pay when they hear about Apple Wallet, but it is so much more. It stores everything from my credit cards and transit cards, has replaced my keys, helps me send money, and has honestly replaced the need to carry both a physical wallet and keys. Most of these features have been quietly added over the years, and most people just are not aware of them. Here are five Apple Wallet features I use all the time that most people don’t know about. Be sure to check out our video below, which goes hands-on with all of the features we mention and shows you how to use them. Apple Cash and iMessage payment Most people are not aware that you can get a digital Apple Cash card for free in the wallet app as long as you have an Apple ID. It is essentially a debit card that you can load with cash from your bank and use via Apple Pay just like any other credit or debit card.…