I (25F) am leaving my job today and about to head to law school for the next two years (money won’t be a problem so I don’t need this 8k for emergency expenses or anything. The amount I would pay to cash it out is honestly negligible in the long run and might even balance out considering my low income this year. I think either option would be okay. I am debating whether I should just cash it out and add it to my high yield savings or if I should roll it into a Roth IRA. I don’t know if I would like using two retirement accounts when I start a job after graduation and get a different 401k, but I also don’t know much about the IRAs. I also don’t plan on retiring at 59 either (I think it’ll be way earlier) so regardless I’ll probably be paying an early withdrawal fee. What should I consider and what would likely be the best route for me if I don’t need the money necessarily but also don’t want it tied up in an account until I’m 59?