At YNAB, we love savings accounts. There, I said it. YNAB is known for being more than a little different from other money apps and we’re proud of that reputation! We’re the one that people get excited—sometimes maybe too excited!—to recommend to their friends and family. The one that talks about spending joyfully rather than cutting spending for its own sake. Somehow, though, we also got a reputation as the app that thinks you shouldn’t have a savings account. And that couldn’t be further from the truth! We love savings accounts—especially high-yield savings accounts (HYSAs). Okay, to be fair: sometimes we talk in a wistful tone about how simple it is to use YNAB with a single bank account. And that’s true. But we’re also realists and lovers of earning compound interest! So let’s talk high-yield savings accounts, why they’re great, and how to make them work in YNAB. What’s a high-yield savings account (HYSA)?…