Gov. Jared Polis and Division of Insurance Commissioner Mike Conway unveiled a “roadmap” on Thursday that they say will save the average Coloradan $800 a year on homeowner’s insurance. Colorado has some of the highest homeowners’ insurance rates in the country, according to the National Association of Realtors . While premiums nationwide increased by about 58% from 2018 to 2024, Colorado saw a 100% increase over the same period. “Colorado is focused on expanding housing options Coloradans can afford, and homeowners’ insurance is a big cost for so many in our state,” Polis said during a press conference on Thursday. “There is more we must do to lower the cost of homeowner’s insurance, and this roadmap outlines our plan to reduce  insurance costs, making our communities safer and more resilient in the face of  unpredictable weather conditions and natural disasters.” According to Polis and Conway, the two biggest drivers of those high costs are hail and wildfires, respectively.…