Australia’s Scams Prevention Framework is not only a regulatory development. It is a signal that scam defence is moving away from isolated reporting and toward shared intelligence. That shift matters because scams do not happen inside one sector. They move across banks, telcos, digital platforms, brands, hosting providers, app stores, messaging services, consumers and financial pathways. A scammer only needs the gaps between those systems to remain slow, fragmented and poorly connected. The Scams Prevention Framework, or SPF, establishes economy-wide obligations for selected sectors and is designed around coordinated prevention, detection, reporting, disruption and response.…