Cross-border payments remain one of the hardest infrastructure problems for African businesses. Not because payments themselves are technically difficult, but because the systems that move money between countries were never designed with African markets in mind. Today, a payment from Lagos to Nairobi might take up to three days and lose a noticeable percentage in fees. This happens because payments between two African countries often travel outside the continent before reaching their destination. Stablecoins are starting to change that. Over the last few years, they have evolved from experimental digital assets into production-grade infrastructure for cross-border settlement. For African fintechs, marketplaces, and SaaS platforms operating across multiple countries, stablecoin settlement introduces a faster and more cost-effective way to move value across borders.…