(Image credit: Getty Images) While the market is improving, millennials and Gen-Zers have faced a difficult path to homeownership. For the first time in modern history, these two generations are among the first to be financially worse off than their parents at the same stage of life. Factors such as record-high home prices , lingering inflation and mounting debt , specifically from student loans and credit cards, have created significant challenges for first-time buyers. In 2025, nearly 27% of Gen-Zers nationwide owned their homes, according to a report from Axios . That rate nearly doubled for millennials with slightly more than 55% owning their homes. However, both generations are still trailing their parents with nearly 73% of Gen Xers and 80% of baby boomers owning their homes. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor.…