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Tracking Our Home Value: It’s Way More Than a Number | YNAB

www.ynab.com·Lea Velocci|July 17, 2025·about 1 month ago
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Your offer was accepted! I was over the moon and jumped for joy when our realtor called (truly, I get that excited about the smallest of things so I practically touched the sky this time). My excitement shifted almost instantaneously though to panic and I second guessed the decision hard! Were we really leaving our first home behind?  We started our life together in this house, two kids, two careers, we'd had countless adventures, all the while making memories and (wahoooo!) a whole bunch of equity thanks to a booming real estate market.  It was that equity that allowed us to plan the move to our “forever home.” Dumping all that equity into our new home made the mortgage reasonable. Even so, the new mortgage was still a lot higher than the last one. Were we biting off more than we could chew?  Making our house a home Once we settled in (and got used to a whole new set of new bills), we went to work on some major improvements. We planted grapevines in honor of Nonna and Papa’s garden.…

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