Timing the market Don't do it! That being said.... There seem to be events where one is forced to do so against one's will. For example, I recently initiated a 401(k) rollover from a former employer since their provider was not that which I keep and manage the majority of my investments and I like them to be organized all in one. To do this rollover I can't do a transfer-in-kind and must liquidate my investments and wait 5 days for a check in the mail before I can deposit at fidelity and reinvest. I was thinking more (and slightly stressed) out about the timing of this rollover because it's functionally timing the market. What if I missed 5 days of incredible growth? Or what if the market halved (I would be happy to have avoided those losses and buy back in at a discount)? For example, if my account liquidated 4/27 I would have been ecstatic due to the market movement on 4/28. But the reality is I had limited control since I needed approval from the former employer.…