I'm 53 and making some changes to improve my situation at retirement. I bought my first apartment at 49 and so by the time I retire I will have a fair amount of equity in it but won't have paid it off fully. The apartment is in a good location in a city where I do expect the value of the apartment to grow over the next ten or fifteen years. My question is, should I factor the equity into my retirement situation at all or should I essentially just ignore it? I have no kids or other family who will inherit my assets and I do have a moderate amount of other retirement savings so I should be fine without the equity, although it would be nice to have extra money. Any suggestions on how I should think about the equity in my planning? submitted by /u/Shanga_Ubone [link] [comments]