Has anyone else encountered this same problem? After receiving multiple messages from the Dept of Edu to come off the Save Plan and apply to a new loan repayment plan, the monthly payment amount for my new plan has significantly increased from what I had previously owed, despite being on an “income based repayment plan”.

Also, when I use the Loan Simulator on FSA.gov, the amount I should owe comes out to be almost 1/2 of what my new plan says I will owe each month.

When I call my loan servicer they are unable to explain to me why the numbers are so different or provide any help as to how to lower the monthly payments other than tell me to fill out a new application.

If anyone has any information for a good lawyer who specializes in this type of law, please respond. There is no way that I am the only one experiencing this run around and there must be some questionable legal lines being crossed.