How do people live on their own and invest in retirement? I’m making the most I’ve ever made and I’ve not really gone to college. Currently I make $24.50/hr. I work around 40 hours per week. My job doesn’t offer a 401k, so I’m not contributing to any retirement currently. With how high rent is, for example a 1 bed around my place averaging around $1200-$1500/mo, most without utilities. How does the average person invest in their future towards retirement? Say my average expenses ended up being $2500/mo, with a 20% tax cut from my monthly gross income of $3920, taxes being $784 taken out. After taxes, it’d be $3,136. I’d have $636 left to either save or invest or both. At 25 years old, I want to travel so bad. I want to get out of this place I’ve been stuck at since I was 8 years old. I haven’t been out of state in basically a decade, no mini road trips, nothing. I also have so many financial goals I’d like to achieve.…