SoFi Technologies shares jumped after the company rolled out SoFiUSD. The dollar-pegged token marks the first time a nationally chartered U.S. bank has issued a stablecoin directly inside a consumer banking app. Nearly 15 million members can now buy, sell, hold and convert the asset without leaving the SoFi platform. The move arrives as stablecoins swell past $320 billion in total value. And it positions the fintech-turned-bank at the front of a regulatory opening created last year. SoFiUSD runs on Ethereum and Solana. Each token stays redeemable one-to-one for U.S. dollars held by SoFi Bank. Independent attestations from a U.S.-licensed CPA back the reserves. The launch follows a deliberate buildup. In 2025 SoFi re-entered crypto trading, becoming the first such bank to let retail customers buy, sell and hold bitcoin, ethereum and two dozen other tokens in one place. Reuters reported CEO Anthony Noto declaring at the time, “SoFi is the first bank in the U.S.…