(Image credit: Getty Images) For most Americans, the weeks and months following Tax Day are characterized by a collective sigh of relief. Returns are submitted, checks are cut, and paperwork is filed away for another year. This year, complacency is a risk you can't afford. As a wealth planner, I view our current environment as a rare "golden hour" for taxpayers — a confluence of low marginal rates , expanded deductions and a historically quiet enforcement landscape. From just $107.88 $24.99 for Kiplinger Personal Finance Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues CLICK FOR FREE ISSUE Sign up for Kiplinger’s Free Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. However, the basic math of the U.S.…