Operator Good morning, and welcome to the Hanover's 2026 Annual Meeting of Shareholders. Please note that this call is being recorded. And I would like to turn the call over to Ms. Egan to commence the meeting. Cynthia Egan Thank you, operator. Good morning, ladies and gentlemen, and welcome to the 2026 Annual Meeting of Shareholders of The Hanover Insurance Group, Inc. My name is Cynthia Egan, and I am Chair of the company's Board of Directors. Thank you for your participation in the meeting this morning. With me is Jack Roche, President and Chief Executive Officer and a Director of the company. As Chair, I will serve as presiding officer and lead the formal part of our meeting this morning. After we've concluded the formal part of the meeting, Jack will provide a brief presentation, and we will have an opportunity for questions and comments.…