We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. April 20, 2026 / 2:54 PM EDT / CBS News Add CBS News on Google The average homeowner has a record amount of equity from which to borrow now. Muhammad Aqib/Getty Images Borrowing home equity , whether it be via a home equity loan or home equity line of credit (HELOC) is a simple and effective way for homeowners to make ends meet. But they won't be able to withdraw all of their accumulated equity as many lenders require a 20% threshold to be kept in the home as a buffer.  In today's economic climate, however, this is hardly an obstacle for the average homeowner with equity levels in the country sitting at a record high. There's around $11 trillion in equity that's considered borrowable by homeowners now, according to a March report. So, withdrawing a large, six-figure amount like $100,000 should be relatively easy.…