I don’t think I would have made the same decision if I actually understood how student loan interest works.

At the time, it just sounded like numbers that didn’t matter yet.

Now I’m dealing with repayment, and it feels like a different reality.

I’ve been consistent with payments, but seeing how much goes toward interest instead of the balance is frustrating.

It made me rethink everything about how I approached this.

I’m not even trying to complain, I just wish I had fully understood the long-term impact.

Did anyone else feel like they went into this without really knowing what it would be like?