I receive compensation for content and many links on this blog. Be aware that websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. Citibank is an advertising partner of this site, as is American Express, Chase, and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page. Some people will find the Citi Strata Elite SM Card ( See rates and fees .) to be a fantastic card for the long-term. But it’s hard to imagine anyone that won’t find this to be incredible for a year. Citi has introduced its competitor to Sapphire Reserve, Venture X and Amex Platinum in the premium card space, the Citi Strata Elite SM Card .…