Ah, tax season. For some of us, it’s a mad scramble to gather up receipts, 1099s, W-2s, and all of that mail that has “Important income tax documents enclosed” stamped across the front. Meanwhile, you might start Googling “free tax prep” or frantically emailing our tax professional about tax credits, refund checks, tax deductions, and deadlines. Turns out, adulting requires a surprising amount of accounting lingo. Others—mythical beings out there—already have all of that stuff organized, and are probably busy trying not to gloat about their magical (and inspiring) income tax return preparation powers . Regardless, there are taxpayers in both camps who are asking the golden question: what to do with a tax refund. While it always feels good to get a little something back from the IRS, getting too much back is a tell-tale sign that it may be time to adjust your withholdings for a more accurate federal tax return next year.…