I receive compensation for content and many links on this blog. Be aware that websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. Citibank is an advertising partner of this site, as is American Express, Chase, and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page. Bilt gets a lot of attention for its credit cards. They had a rocky roll out and I think people undervalue those as a result. The Bilt Palladium Card ( See rates and fees ) has a $495 annual fee and earns 2X points on everyday spending.…