We are working on a small business start where the purchase price between us will be between $5k and $10k. We’d like have the lowest barrier of entry possible so some sort of financing seems like a good idea for us. So a customer comes in, gets picks the stuff a starts getting billed by a third party. No need for them to go to a bank to get a loan. How do these things work and are there recommended lenders for them.

Are there alternatives that make sense? Owner financing maybe in the future once we have reserves up for instance.