My husband and I were fortunate to purchase our first home for less than 200K about 15 years ago. We were also able to refinance to a 2.625% interest rate during the pandemic. Our incomes have increased significantly since we first purchased this home, but we’ve stayed put as we’ve built up our retirement and hit other goals. We are actually forecast to hit 1M net worth this week (market dependent of course)! I am risk averse and would probably stay here forever if it were up to me. But my husband is itching to purchase a different home that would offer the quality of life we would prefer and enjoy in the now.…